PA DSS Gap Assessment to Enhance Cyber Security Risk Management
PA DSS Gap Assessment | nitasing.weebly.com
PCI DSS or Payment Card Industry Data Security Standards are applicable for all developers and merchants or anyone who use, store, process, transmit or handle customer’s payment information through any kind of payment application software for authorization or settlement.
This is to guarantee that other application that are used by the merchants or any other sources do not store or access the sensitive information of the customer who are using the payment application software. This is possible only through meeting all vital security guideline put forth by the council. as required. The council put forth the PA DSS security framework for every payment applications developer to follow a secure guideline from the development cycle.
When an organization or entity doesn’t follow or fulfil PA DSS guidelines, they have to pay heavy penalties and fines and compensation to customers should any data theft or data breach occur.
PA DSS Certification Process
In the first step a QRC will assesses your application for compliance activity fin each stage and scope of security activities until certification. The payment application is validated based on the testing and vulnerability reports and your compliance activity.
PA DSS Gap Assessment
Before you submit the application to the PCI accessor, PA DSS assessment is essential. A qualified expert validates the application by determining PA DSS Gap Assessment in the payment system. According to the PA DSS compliance requirement, the certification must need data base code review and log file analysis. Vulnerability and penetration testing are also conducted to determine vulnerabilities and error in the application. Through these tests, complete security posture of the application will be conducted.
To follow up mitigating gaps, and final validation testing gap assessment is necessary. After the final audit following reports are given to the client for PA DSS assessment.
Report of Compliance (ROV)
Attestation of Compliance (AOV)
Generally, PA DSS certification has validity for three years, but you need to conduct gap assessment periodically to find out vulnerabilities and revalidate the certification yearly. a period of three years, although after successful PA DSS validation, the payment application needs to be revalidated annually. This requires conducting awareness training and performing vulnerability assessment on quarterly or half yearly basis.
Security Gaps Mitigation is Essential
Once you identify Gap through Gap assessment process, the organization should focus on mitigating the disclosed gaps. Though mitigation process involves numerous activities such as email chains, Q& Sessions, organization application checking, decoding and so on, the quality person must communicate with the workers in step wise approach and boost the complete workflow by implementing technologies such as automation audit-ready templates . Prioritizing the mitigation procedure and executing strong systems will help to get the accurate data and to take immediate and fruitful decisions for cyber risk management activities.
By following the PA DSS Gap assessment requirements, organizations can support cybersecurity risk management and immediately correct cybersecurity posture before it affects the whole application process of the organization. With a good insight of the requirements and effective implementation of modern technology, organizations can assess the influence and importance of cybersecurity compliance.